Financial tools built by a working CFO

Operator-grade spreadsheets for real estate decisions.

The same models used to underwrite a real deal or run a real P&L — every formula verified end to end, then left fully unlocked so you can open it, read it, and change it.

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Excel & Google Sheets Fully unlocked formulas One-time purchase Instant download

The tools

Each one is a working model — not a pretty spreadsheet dressed up to look capable.

Resort, Club and Hotel Operator Dashboard Pro spreadsheet: scorecard, departmental P&L, RevPAR and budget variance for Excel and Google Sheets
Pro

Resort, Club & Hotel Operator Dashboard Pro

Score your resort, club or hotel against budget and last year — year-to-date revenue, gross operating profit (GOP), net operating income, occupancy, average daily rate (ADR), revenue per available room (RevPAR) and membership, with a full-year outlook. Formulas fully visible, no passwords, with a blank template and a filled-in example.

$24.65$2915% off
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13-Week Cash Flow Forecast Pro spreadsheet: weekly cash forecast, receivables, payables and scenarios for Excel and Google Sheets
Pro

13-Week Cash Flow Forecast Pro

See your cash 13 weeks out — weekly receipts, disbursements and closing cash from your open invoices, bills and recurring payments, with three scenarios, a cash-cushion alert and forecast-versus-actual tracking. Formulas fully visible, no passwords, with a blank template and a filled-in example.

$24.65$2915% off
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Landlord Bookkeeping System Pro spreadsheet: rent roll, Schedule E and expense ledger for Excel and Google Sheets
Pro

Landlord Bookkeeping System Pro

Run the books on your rentals — rent roll, rent ledger, expense log, deposits, monthly profit and loss (P&L), and an IRS Schedule E summary for up to ten properties. Formulas fully visible, no passwords, with a blank template and a filled-in example.

$16.15$1915% off
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Equity Waterfall Distribution Model
Pro

Equity Waterfall Distribution Model

Split any deal between limited partners (LPs) and the general partner (GP) — preferred return, GP catch-up, two internal rate of return (IRR) hurdles with promote tiers, and an investor-by-investor distribution schedule.

$33.15$3915% off
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Short-Term Rental Analyzer & Tracker
Pro

Short-Term Rental Analyzer & Tracker

Underwrite any Airbnb or STR — occupancy, ADR, NOI, cap rate on price and all-in cost, plus a full-year performance tracker.

$24$3225% off
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STR Host Operating Tracker
Pro

STR Host Operating Tracker

Run your short-term rentals like a business — occupancy, ADR, RevPAR, owner statements, co-host splits, lodging tax and a Schedule E summary for up to ten properties.

$24.65$2915% off
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Construction Draw Tracker
Pro

Construction Draw Tracker

Run a renovation or build against the lender's draw schedule — budget vs. actual by line, change orders, retainage, a lender-ready draw request and continuation sheet, and a live cash position.

$28.90$3415% off
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Real Estate Agent Transaction Tracker
Pro

Real Estate Agent Transaction Tracker

Run your whole book of business — a twelve-step pipeline, commission cap and net-income tracking, closing deadlines, and lead-source ROI in one workbook.

$20.40$2415% off
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Fix and Flip Analyzer
Pro

Fix & Flip Analyzer

The full flip model — MAO on the 70% rule, ARV from comps, renovation budget, sensitivity solver, and a margin-of-safety block.

$24$3225% off
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Wholesale Deal Analyzer
Pro

Wholesale Deal Analyzer

ARV, the 70% rule, your Maximum Allowable Offer, assignment fee, and marketing ROI by channel — the whole wholesale deal in one workbook.

$24$3225% off
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Multifamily Property Analyzer & Rent Roll
Pro

Multifamily Property Analyzer & Rent Roll

Underwrite a duplex, triplex, fourplex, or up to 10 units — a unit-by-unit rent roll, cap rate, cash-on-cash return, debt service coverage ratio (DSCR), and a 30-year projection to your exit internal rate of return (IRR) and equity multiple.

$24$3225% off
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Realtor Income & Commission Tracker
Pro

Realtor Income & Commission Tracker

Track a full year of an agent's production — set your gross commission income (GCI) goal, log every deal from active to closed, and see net commission after your broker split, goal pace, and a tax-ready expense summary on one dashboard.

$24$3225% off
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House Hacking Analyzer
Pro

House Hacking Analyzer

See what it truly costs you to live in your own two-to-four-unit while tenants cover part of the mortgage — then whether the building cash flows the day you move out. Models an owner-occupied Federal Housing Administration (FHA), VA, or Conventional loan and returns a color-scored verdict on both.

$24$3225% off
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Fix and Flip Calculator (Lite)
Lite

Fix & Flip Calculator

A fast, one-page go/no-go read on a flip — enter six numbers, get your MAO, net profit, ROI, and a plain verdict. The entry-price companion to the Analyzer.

$11.90$1415% off
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Wholesale MAO Calculator (Lite)
Lite

Wholesale MAO Calculator

A fast, one-page read on a wholesale assignment — enter six numbers, get your Maximum Allowable Offer (MAO), the most to offer the seller, assignment fee, net profit, and a plain verdict. The entry-price companion to the Deal Analyzer.

$11.90$1415% off
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Rental Property Quick Analyzer (Lite)
Lite

Rental Property Quick Analyzer

A fast, one-page read on a buy-and-hold rental — enter seven numbers, get cap rate, cash flow, cash-on-cash return, debt service coverage ratio (DSCR), the 1% rule, and a plain verdict. The entry-price companion to the analyzers.

$11.90$1415% off
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Commission & GCI Quick Tracker (Lite)
Lite

Commission & GCI Quick Tracker

A fast, one-page read on an agent's year — set your gross commission income (GCI) goal, log each deal, and see closed, pending and projected GCI, your net after the broker split, and a color-scored pace verdict. The entry-price companion to the Commission Tracker.

$11.90$1415% off
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House Hack Quick Calc (Lite)
Lite

House Hack Quick Calc

A fast, one-page read on a house hack — enter eight numbers, get your net cost to live, savings versus renting, move-out cash flow, and a plain verdict. The entry-price companion to the House Hacking Analyzer.

$4.90$1465% off
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Why The CFO Desk

Built to answer the question that actually matters: will this make money, and what does it take?

01

Built by a CFO

Every template comes from the desk of a working CFO who runs the numbers daily across real estate, hospitality, retail, and membership operations.

02

Fully unlocked

No passwords, no protected cells, no hidden sheets. Open any calculation, read the logic, and change it. You own the model, not just the file.

03

Verified end to end

Every formula is checked cell by cell and tested in both Excel and Google Sheets before it ships. Working models, not decoration.

Who it is for

Pick the tool that matches the decision in front of you.

Landlords and small property owners

Landlord Bookkeeping System Pro tracks rent, expenses, deposits and your IRS Schedule E summary. The Rental Property Quick Analyzer and Multifamily Property Analyzer help you decide whether to buy.

Short-term rental (Airbnb and VRBO) hosts

Short-Term Rental Analyzer and STR Host Operating Tracker underwrite a property, then track occupancy, average daily rate (ADR), owner statements and lodging tax.

Flippers, wholesalers and renovators

Fix & Flip Analyzer, Wholesale Deal Analyzer and Construction Draw Tracker cover the maximum allowable offer (MAO), after repair value (ARV), renovation budget and lender draws.

Real estate agents

Realtor Income & Commission Tracker and Real Estate Agent Transaction Tracker follow gross commission income (GCI), broker split, deadlines and lead-source return.

Syndicators and deal sponsors

Equity Waterfall Distribution Model splits a deal between limited partners and the general partner with preferred return and promote tiers.

House hackers and first-time investors

House Hacking Analyzer and House Hack Quick Calc show what it costs to live in your own multi-unit while tenants cover part of the mortgage.

Guides

Plain-English how-tos on the numbers behind each tool. All guides

Questions, answered

What buyers ask before they download.

Do these spreadsheets work in both Excel and Google Sheets?

Yes. Every template is built in Excel and tested in Google Sheets before it ships. You get a standard .xlsx file that opens in desktop Excel, Excel for the web, and Google Sheets.

Can I see and edit the formulas?

Formulas are fully visible, with no passwords and no hidden sheets. Cells are protected against accidental edits; unprotect any tab in one click to change the logic.

How do I receive the file after buying?

These are instant digital downloads from Etsy. Right after checkout, your files are available from your Etsy purchases page and in your order confirmation email.

Is it a one-time purchase or a subscription?

One-time purchase. You pay once, keep the file, and there are no subscriptions or recurring fees.

Who builds these templates?

The templates are built by a working chief financial officer (CFO) who runs real estate, hospitality, retail, and membership financials daily.

Do the tools give tax or investment advice?

No. They are planning tools for information only, not financial, tax, legal, or investment advice. Check results with your own accountant or advisor.

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